Pet insurance cost
Posted by admin | Under Tips and Trick Wednesday Dec 9, 2009
Pet insurance plans range from small $12 to $60 per month premiums can add up to $1500 to $6000 or more over a pet’s lifetime.
Depending on the age or breed, pet insurance for a cat typically costs around $15/month. For a dog typically costs around $25/month. In addition to the monthly premium, most pet insurance companies have deductibles of $50 or more and require co-pays of 10 to 50 percent.
Most companies offer basic and premium coverage. Plans usually offer coverage for illnesses and injuries and this usually up to a predetermined per year. The pet owner pays the vet at the time of service, then they files a claim and is reimbursed by the insurance company within 30 days.
Some pet insurance companies offer about $200 worth of coverage for routine care. Such as annual exams, dental care, flea, heartworm medication, etc. for about $10 extra per month.
Pet insurance could be expensive if you want to have everything covered. Once you found the best pet insurance you can relax because your pet is now covered. Remember always study and compare pet insurance plans and policy before you buy it.
Definitely shop around for pet insurance. I currently have Trupanion and so far they have been pretty good! They pay 90% of the vet bill and you can pick out your own deductible. Whats really cool is if you go on their website you can do a free quote so you can see exactly what you are paying
I signed up with Trupanion pet insurance for my pug earlier this year. I’ve filed some claims already and they have been very helpful. I don’t know if I would be able to keep him if i wasn’t insured for him. Vet bills and meds rack up, especially when they have cancer like my little guy. Trupanion pet insurancecovers 90% of the bill, i chose my own deductible, and they cover certain conditions for the life of the pet, especially congenital and hereditary conditions. worth looking into for our little furkids!